Singapore · Weekly briefing · Nº 042

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Reno deposit return, sketched.

Model hold days and clean-pass vs defect outcomes before you cancel the mailbox that receives the refund.

HDB renovation deposit inputs

Inspection outcome sketch

How this sketch works

  1. Returns the full deposit on a clean pass after the hold window.

  2. Holds defect costs against the deposit on minor defects. An explicit zero means zero.

  3. Treats the full deposit as at risk on a major forfeit, with make-good bills possible on top.

What to do with the number

  • Keep a mail-forward path until the cheque clears. Hold windows stretch.
  • Confirm defect lists in writing with the permit office.

Reviewed 2026-09-15 · Figures checked against HDB and your permit office. Sketches are orientation, not advice for your file.

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