Tools
Light utilities tucked under Journeys. Use them when a checklist or playbook points here.
01
Advance rent, deposit, agent fee, IRAS lease duty, and temp housing — the LOI-week cash question.
Calculate →
02
IRAS tenancy lease duty only — 0.4% of total rent (≤4 years), 4× AAR for longer leases, AAR exemption.
03
Sketch lock-in + written notice dates on a typical 12/24-month TA before you resign or book flights.
04
Household × housing band estimates in SGD. Treat it as a starting sketch.
05
Age-progressive Employment Pass floors from MOM tables, including the 1 Jan 2027 uplift.
06
Sketch mid-year deposit forfeiture and remaining tuition cash at risk. Check the school handbook before you act.
07
Sketch common foreign-licence windows from arrival or pass issue. Confirm against Traffic Police guidance.
08
Sketch iPad / 1:1 device bond return vs damage holds and overdue fees. Ask the school for its current schedule.
09
Sketch CCA kit / instrument / sports gear bond return vs damage holds and overdue fees. Confirm against the CCA bond form.
10
Sketch exam / IB / checkpoint deposit return vs partial holds and late-cancel forfeiture under the exam board refund rules.
11
Sketch FDW final-month levy for keep-through-month, mid-month cancel, and transfer-out, then check MOM levy tables.
12
Sketch months of statements still to pull before account close — self-serve PDF vs reprint fees. Your bank sets the timelines.
13
Sketch last-week bus cash for ride-through, early cancel with notice shortfall, and no-show forfeit, then check the operator terms.
14
Sketch last-refill cash for polyclinic refill, private top-up, and travel fills — not clinical or HSA advice.
15
Count presence days against the 183-day calendar-year test. Built for first-year EP holders and between-jobs gaps.
16
The common six-month MOM window from IPA letter to entry and issuance, plus extension lead time.
17
Sketch employer tax-clearance windows from a planned last day, and the cash held while you wait.
18
Count backwards from departure across common processing windows so the application starts in time.
19
Tenancy commission as months of rent, tenant or landlord side, with optional 9% GST.
20
Sale, export, or transfer cash: proceeds, PARF/COE rebate hope, loan, fees, and prepaid parking burn.
21
Monthly helper levy across concessionary, full, and subsequent-helper bands, times months.
22
Serve the remaining months, pay the ETF, or transfer the line — priced side by side.
23
GP and dental deposit return vs unused packages, no-show fees, and records-release holds.
24
Resignation cash: deposit refund hope, notice-month dues, admin fees, and prepaid burn.
25
The written-notice deadline from your contract's notice weeks and last-attendance date.
26
Core leavers fees, yearbook charges, and optional packs for mid-year exits, with sibling maths.
27
Bond return vs unused package value, notice fees, and materials holds.
28
Permit deposit refund timing and cash at risk after reinstatement inspection.
29
Keep, port, or drop the +65 number while Singpass and bank OTPs still need it.
30
Temporary storage as monthly band times months, plus insurance and access fees.
31
Extend cover, daily float, or Grab-only for the weeks after the school bus ends.
32
Extend Singapore cover, bridge with travel medical, or cancel and start destination cover.
33
Vet docs, crate and airline fees, and arrival kennel cash for leaving with a pet.