Cash to land, sketched.

How this sketch works

1. 01

   Adds one month advance rent plus your deposit and agent months on the same rent.

2. 02

   Folds in IRAS lease duty at 0.4% of total rent, temp-housing weeks, and a misc buffer.

3. 03

   Lease length locks to 1 or 2 years, the standard tenancy lengths.

What to do with the number

• Hold this total liquid before LOI week. Landlords move fast once you commit.
• If temp housing is the biggest line, read the serviced-apartment bridge guide.

Reviewed 2026-09-15 · Figures checked against IRAS (opens in a new tab). Sketches are orientation, not advice for your file.