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LPA and Advance Medical Directive for PR and foreigners in Singapore
Lasting Power of Attorney fees for PRs and foreigners from May 2026, Form 1 vs Form 2, deputyship risk without an LPA, and how AMD differs from LPA and wills.
r/askSingapore “final days / hospital bills / bank freeze” threads keep rediscovering the same split: a will moves assets after death; a Lasting Power of Attorney (LPA) lets a chosen donee act while you are alive but lack mental capacity. Without an LPA, families often face a slow deputyship court path. Expats and new PRs under-plan this because home-country powers of attorney do not automatically unlock Singapore banks or CPF.
This is orientation, not legal advice. Make documents while capacity is clear.
LPA in one table
| Idea | Reality |
|---|---|
| Who can be a donor | Age 21+, with capacity to make the LPA |
| What a donee can cover | Personal welfare and/or property & affairs (as granted) |
| When it bites | Only when the donor lacks capacity (or the donee reasonably believes so) — not a general day-to-day POA for convenience |
| Form 1 | General powers with basic restrictions — most people |
| Form 2 | Customised powers — solicitor-drafted clauses |
| Without an LPA | Deputyship via the Family Justice Courts — months, not days |
Fees: citizens vs PR vs foreigners (from 1 May 2026)
OPG application fees (verify live; Certificate Issuer professional fees are extra):
| Donor | Form 1 | Form 2 |
|---|---|---|
| Singapore citizen | Free (Form 1 path as published) | Reduced fee path — check live table |
| Singapore PR | S$30 | S$30 |
| Foreigner (neither SC nor PR) | S$160 | S$160 |
The Mental Capacity (Public Guardian Fees) (Amendment) Regulations 2026 set the PR S$30 and foreigner S$160 application fees with effect from 1 May 2026. OPG’s fees PDF is the citizen-facing summary — no refund after submission even if rejected. Form chooser + fee table companion: LPA Form 1 vs Form 2 fees.
EP/S Pass households with Singapore bank accounts, SRS, or property interests should not wait for PR “because LPA is for locals.” Foreigners can make an LPA; they just pay the foreigner fee band.
Practical sequence most people skip
- Decide who the donee(s) are and whether they need welfare, property, or both
- Book an LPA Certificate Issuer (doctor / lawyer / psychiatrist on OPG’s list) — their fee is separate
- Complete Form 1 on OPGO (Form 2 via solicitor)
- Pay OPG application fee when billed
- Store access instructions for banks / insurers with the will and CPF nomination map — wills & CPF
Activation later usually needs a medical report confirming lack of capacity before banks will act. Reddit’s “just use Singpass” shortcuts fail when the donor cannot authenticate.
Advance Medical Directive (AMD) is a different document
An AMD tells doctors that if you are terminally ill and unconscious, you do not want extraordinary life-sustaining treatment used only to prolong life. It is not an LPA and not a will.
- Age 21+, not mentally disordered
- Made through a doctor; two witnesses at the same sitting (one must be the doctor)
- Valid only after registration with the Registrar of Advance Medical Directives at MOH
Pair AMD with Advance Care Planning conversations and your insurer’s hospital LOG habits — healthcare triage. After a death, next of kin still need certificates / NEA / repatriation.
Sources & citations
Admin and policy details change. Prefer the official page when making decisions; we cite primary sources for Singapore government and statutory guidance.
- MSF / OPG — What is a Lasting Power of Attorney (opens in a new tab)
- MyLegacy — Prepare an LPA (opens in a new tab)
- OPG — LPA fees table (PDF) (opens in a new tab)
- SSO — Mental Capacity (Public Guardian Fees) (Amendment) Regulations 2026 (opens in a new tab)
- MOH — Advance Medical Directive (opens in a new tab)
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